Crazy 88 is not a dealership or even a lender. According to the disclaimer on its website, Crazy 88 is a "registered marketing agent" and not a finance company. So "Qualification for the Crazy 88 offer is subject to dealer designated lender approval." But if it's subject to dealer designated lender approval, what exactly does Crazy 88 do? It claims to have "access to literally hundreds of lenders who specialize in helping customers with less than perfect credit." Newsflash: So do a lot of car dealers, and you can always shop around for different loan offers online. There's really no reason to get involved with a "market agent" like this company.